Yodelling Llama

December 11, 2011

Medical insurance vs. grocery store pharmacy.

Filed under: Politics — Chris @ 8:42 pm

I need to find another pharmacy. Or else I need to stop having medical insurance. Or perhaps I need to find a more cost-sensitive dermatologist.

Went to Fred Meyer last week to fill a prescription. Antibiotic. Was told they needed some sort of approval before they could fill the prescription. Had to contact my doctor. Come back in a few days.

So I went back a few days later. By now, I’d run out of the free samples. Was told, well, that the medication is pretty expensive, and apparently my insurance didn’t cover it, so the doctor gave me a coupon of some sort. And I didn’t have the coupon with me. So I should probably come back.

A few days later, I go back. Different pharmacy tech.

“Can I help you?”

“Yeah. I have a prescription to pick up.”

“Name and date of birth?”

Provided.

“Ah. There’s a problem. We need prior authorization.”

“So you didn’t get the prescription order from the doctor?”

“No, we got that. We need authorization from the insurance company.”

“No, you see the prescription isn’t covered by insurance.”

“Are you sure? It’s really expensive. And usually covered.”

“I spoke with the doctor about this. She said it isn’t covered.”

“Isn’t she even going to try?”

“No.”

“Oh, it says here you have a coupon.”

“I do.” I hand it to her.

“It says here that you can’t use this coupon if you don’t have medical insurance.”

“I have medical insurance. It just doesn’t cover this medication. If it did cover this medication, I wouldn’t need the coupon, now would it?”

“Perhaps I could prescribe you a different medication that does the same thing but is covered by your insurance.”

“Wait, you’re a doctor?”

“No. Just a pharmacy technician. What I meant was you could ask your doctor to prescribe something different. After all, this particular medicine is very expensive.”

“So you said. Just how expensive?”

“I can’t tell you. You should go talk to your doctor again about your insurance covering this medication. Or perhaps a different medicine.”

At this point, I walk away. Before I start throwing things at this person, or setting fire to the grocery store.

Question: who is at fault? Is this my fault, for being so meek? The pharmacist’s fault, for being so stupid? The doctor’s fault, for prescribing an expensive medicine that my insurance doesn’t cover? Or the insurance company’s fault for bloating beyond the insurance industry into medical rationing?

October 30, 2011

Election, November 2011.

Filed under: Olympia,Politics — Chris @ 3:13 pm

That time of year again. Time to vote. Time to blog about voting. From Northeast Olympia.

First up, we have Initiative Measure No. 1125. Not wanting to bind the hands of DOT to set tolls, and not wanting to kill light rail, and being generally skeptical of micromanaging how funding revenues are used, I’m voting no.

Next, Initiative Measure No. 1163. I voted no when this question was posed in 2008. The only thing that’s changed is there is even less money available to pay for training these independent contractors. If I had my druthers, many long term care workers would be state employees, and thereby trained. I’d also be down with paying more to contractees, and mandating training. But this hybrid bullshit makes me angry. And, again, this is terrible initiative fodder. So, no.

I bemoaned the idiocy of the proponents of 2010′s Initiatives 1100 and 1105 in confusing the issues with two similar but not identical measures. And I suppose part of me was concerned about both those Initiatives’ impact on the bottom line, tax wise. Initiative Measure No. 1183. seems to solve those problems. I’m not sure why, but I really get my blood boiling at the position of the “preserve the status quo” crowd. Of course the State shouldn’t run liquor stores. The very idea is insane, what with retail liquor being just about the most perfectly suited industry suited to the Invisible Hand if there ever was one. State-run retail clothing stores make more sense, because at least then perhaps we’d see women’s clothing lines come out of the Dark Ages by requiring actual measurements, and we might be able to curb the incidence of child labor in clothing manufacturing. But liquor? Nigga, please. So, yes on 1183.

Senate Joint Resolution No. 8205 appears to be primarily concerned with removing surplusage from the State Constitution. Noble goal. Approved.

Revenue spikes being diverted to the rainy day fund? That’s the topic of Senate Joint Resolution No. 8206. Where “spike” means “growth in general sate revenue that is more than one-third greater than the” “average biennial percentage growth in the general state revenues over the preceding five biennia.” Sounds like a good idea to me. Might prevent budgets from being based upon unrealistic numbers. Approved.

George L. Barner, Jr. is running unopposed for Port Commissioner District No. 1, so I’m not bothering to vote for this position.

City of Olympia Mayor, on the other hand, has Stephen Buxbaum and Dick Pust. I warmed on came-in-third-during-the-primary-and-so-is-no-longer-on-the-ballot Karen Rogers over the years, most recently when she attended a Stonewall Youth event. I’m not much of a Buxbaum fan, but I like Pust even less. So, reluctantly, Buxbaum.

As a small-r republican and criminal defense attorney–dealing frequently with, shall we say, a class of very poor decisionmakers–I despise the idea of direct democracy. Thus, Democritus Blantayre, the self-proclaimed “anti-politician,” sort of running for City Council Position No. 2 is out. And Steve Langer is in.

Rhenda Iris Strub came to my door and asked me to vote for her for Position No. 3. Nathanial Jones did not. Both candidates seem just fine, if unexceptional. So, Strub.

Position No. 7 has Brian Tomlinson, who seems proud of his refusal to participate in the political process. He doesn’t seek newspaper endorsements, participate in candidate surveys, or create campaign literature. Another anti-candidate, along the lines of Position 2′s Blantayre? Sort of. I can at least grasp what someone like Blantayre is trying to accomplish. But Tomlinson is more of an Outsider without a Cause. Unfortunate. So although I’m not entirely on board with TOGETHER!–the nonprofit for which opponent Jim Cooper is executive director–because of its “youth shouldn’t experiment with alcohol and other recreational drugs” stance, I suppose he’ll do.

All of the School Board Director District candidates are running unopposed. And I won’t stand in their way.

I’m of mixed thoughts about Proposition No. 1, which bans fireworks within City limits. On the one hand, I’m sort of sympathetic to the idea that fireworks are needlessly dangerous, especially in an uncontrolled, relatively urban setting. On the other hand, I hope to one day blow shit up legally with a small male child. Thus, no.

May 14, 2011

Assassination.

Filed under: Politics — Chris @ 9:27 pm

Let’s assume for the moment that Obama actually issued a no capture order when it came to Osama bin Laden. In other words, even if the guy gave up without a fight, he still gets shot in the head. Making it a straightforward assassination.

A lot of the chatter I’ve been hearing has had to do with whether no capture orders comport with international and domestic law, and whether–given how bad bin Laden was–an exception to the usual “no assassination” rule should be allowed.

Here’s the question I have, though: isn’t assassination, for all its fucked-upedness, better than war? Because isn’t war simply assassination by proxy, multiplied by fuck all?

Perhaps consider direct enemy combat. Obama vs. Osama in a cage match. Would that be moral?

And if each person hired stand-ins for the purposes of the match, is that less moral?

What if one person hired a stand-in (or several dozen), but the other didn’t. Is that our problem with assassination?

But what if each person hired thousands of stand-ins to go battle things out in a location and under circumstances where the original enemies have no real danger. Isn’t that more problematic? Or are we giving it a moral bye because anyone stupid enough to act as a proxy in a lethal dispute deserves to die? [Although that does nothing to provide comfort to the victims of collateral damage.]

Perhaps the fundamental question is this: if we don’t consider a person’s willingness to kill at the urging of another person a character flaw worthy of indefinite incarceration, why are we really objecting to assassination in general? Shouldn’t we embrace it, sort of like we embrace scalpels over chainsaws in the operating room?

April 25, 2011

Buffalo.

Filed under: Politics — Chris @ 8:40 pm

Discovered by old neighborhood in Kenmore is actually quite nice. Or has become quite nice. Surprisingly true of much of the Buffalo area. Notwithstanding its adventures in un- and underemployment, very little of Buffalo seemed dangerous in the boarded-up-and-actively-on-fire-sense. Contrast with parts of Washington D.C., Cleveland, and Detroit. Indeed, I didn’t even get that strong a “businesses are failing left and right” vibe. Vacancies seemed about on par with Olympia, frankly. Makes me wonder what I’m missing. Why are the housing prices more-or-less a quarter of those in the Puget Sound region? Why is a gym membership a third?

January 30, 2011

Egypt.

Filed under: Politics — Chris @ 12:59 pm

Are strategic allies in the Middle East so important that we’re willing to support brutal dictatorships against obvious democratic popular uprisings? Let’s hope not. Although after continually referring to Hamas and Hezbollah in unmistakably marginalizing terms–notwithstanding elections–I’m skeptical.

December 5, 2010

WikiLeaks vs. Reynolds.

Filed under: Politics — Chris @ 11:01 am

What with all the hullabaloo over WikiLeaks, I started thinking again about the events surrounding U.S. v. Reynolds. The military aircraft crash. The civilian observers on board died in the crash. The families sued. The military claimed privilege to avoid turning over reports about the crash. The courts upheld the military’s claim of privilege because there was “a reasonable possibility that military secrets were involved.” Then when the documents were declassified years later, it became clear that no military secrets were involved.

Which makes me wonder about the references to Julian Assange as a terrorist by people, such as Mitch McConnell and Newt Gingrich, who are not straightforwardly insane. Yes, there’s an anarchist component to WikiLeaks mission. There’s also the whole sunlight as disinfectant anti-corruption thing. And the well-informed people as a precursor to a functioning, non-tyrannical republic angle. Much of what WikiLeaks does is laudable. That said, I think I’d have more sympathy for the whole “endangering us by letting fly with the classified documents” concept if “classified” wasn’t such a suspect concept. That is, if the government could be trusted to restrict access to documents only when necessary, I’d be a lot more inclined to be sympathetic toward those suggesting Assange and his ilk are doing something wrong. But by classifying everything in sight, it’s hard to take seriously any claims of danger. And we all know how the story of the boy who cried wolf turned out. Which places at least some of the blame, should something ever happen, squarely on the heads of the secrecy nuts.

December 4, 2010

McCain vs. DADT.

Filed under: GLBT,Politics — Chris @ 1:59 pm

I think I’ve finally reached the last straw when it comes to Sen. John McCain and his relationship with the “Don’t Ask, Don’t Tell” policy. Amid the testimony by Admiral Mike Mullen and Defense Secretary Robert Gates, McCain said, “We send these young people into combat, we think they’re mature enough to fight and die, I think they’re mature enough to make a judgment on who they want to serve with.”

If these “young people” are mature enough to fight and die, they’re also mature enough to serve with whomever the military asks them to serve with. Mature enough to get over the juvenilia of bigotry. And mature enough to ignore the negative impact on combat readiness caused by the support of failed policies by the likes of John McCain.

October 30, 2010

General election 2010, part 3.

Filed under: Law,Politics — Chris @ 10:23 am

Initiative Measure No. 1107 ends the recently enacted sales tax on soda, candy, and bottled water. Proponents seem concerned that “candy” is too oddly defined–placing Kit Kat Bars outside the definition–and therefore the underlying legislation should be repealed. Being more concerned with clarity than obviousness in legislation, I’m not at all troubled by the use of words in somewhat strange ways in the context of statutes. And because I wouldn’t be all that upset for the sales tax to be extended to cover all goods, including necessary foods, I’m even less prone to being concerned by the taxing of carbonated sugar water and other non-essentials. No.

Referendum Bill No. 52 deals with a bill that uses the bottled water tax mentioned in I-1107 to fund infrastructure projects. Specifically, it deals with construction projects and repairs that increase energy efficiency in public schools and higher education buildings. Replacement boilers, spiffier windows, better insulation, LEDs. That sort of thing. I’m encouraged by the intelligence underlying the timing. Cheap labor, what with all the out-of-work construction workers. Infrastructure deterioration is urgent. And the cost of energy is almost certain to keep going up. So why is this on the ballot? Because in the short term, to fund these projects, they’ll have to raise the debt limit. Borrow more than the State is currently allowed to do. I’m uncomfortable as the next guy with borrowing even more money. But because (1) they have a dedicated source of funding to repay, and (2) the projections show this will save government dollars (although perhaps not State dollars specifically; must include local dollars in the mix to see the savings) in the long run, I’m voting that this bill should be approved.

Although proponents of the Amendment to the State Constitution Senate Joint Resolution No. 8225 suggest it does not raise the debt limit, after reading the text of the proposed amendment, I’m not so sure. We have a constitutional limit on the “aggregate debt contracted by the state” that maxes out annual “payments of principal and interest” at “nine percent of the arithmetic mean of its general state revenues for the three immediately preceding fiscal years.” So for fiscal years 2009, 2008, and 2007, Washington took in $15.6B, $16.9B, and $16.8B, respectively. The total payments toward principal and interest in FY2010 can be at most $1.5B. What the amendment does it is subtracts out payments of interest that are reimbursed/subsidized by the federal government. While I understand that if that’s a guaranteed funding source, it may make sense to do that. Sort of like getting a bigger mortgage for a house with a mother-in-law that you plan on renting out. But I’m concerned about government debt loads. And increasing the debt is not something that should be done lightly. Because the proponents weren’t honest about what they were doing, I’m voting to reject.

I’ve gone back and forth on Amendment to the State Constitution Engrossed Substitute House Joint Resolution No. 4220. As a criminal defense attorney, I’m deeply concerned about the plight of pretrial detainees, who are by definition innocent. But I also recognize a societal need to be able to (1) coerce charged with crimes to appear at trial; (2) protect witnesses to crimes from being, well, “tampered”; and (3) protecting everyone from violence, when dealing with guy that gives every indication of being a hazard. The State constitution bars “no bail” holds for everyone other than those charged with capital offenses. In Washington, we only have aggravated first degree murder as a capital offense. But as a practical matter, most judges figure out a way to keep people they’re nervous are going to flee, tamper, or harm locked up. Set very high bail (read millions of dollars), for example. The problem I have with the amendment here is two-fold. First, it singles out situations that involve “the possibility of life in prison.” Some of those crimes implicated are non-violent, which doesn’t necessarily implicate conditions of release concerns. [Remember, holding someone pending trial is not supposed to have anything to do with how long the person is expected to serve should he be convicted. Why not single out serious violent offenses?] Second, the amendment imposes a “clear and convincing” standard. Which is may necessitate a mini-trial on the questions of “propensity for violence” and “danger to the community,” that’s going to put an even greater strain upon already stretched judicial resources. Or its going to have no effect (i.e. no judge is going to avail herself of this amendment, because the effort involved is simply too great). Or, as I suspect, it’s going to undermine the clear and convincing standard. Judges are used to applying the much lower probable cause standard to bail decisions, and I expect a drift toward weakening clear and convincing if this passes. Thus, rejected.

October 17, 2010

General election 2010, part 2.

Filed under: Politics — Chris @ 8:18 am

Initiative Measure No. 1098 concerns imposing an income tax on high income earners. The closest things I’ve heard of by way of objection are that (1) income taxes, or at least State income taxes, are inherently bad, and (2) although we may want to soak the rich with an income tax, we can assume this will result in everyone having to pay an income tax at some point. To which I say, so what? Income tax is less regressive than the sales tax, which is our primary funder. Perhaps I should just move to Oregon. But for now, I’m going to vote yes.

Initiative Measures No. 1100 and 1105 both concern doing away with the state-run liquor stores. Both go farther, however, impacting the state-run distribution monopoly and dictating to one degree or another what would replace it. Both assume the legislature is going to have to have some say in the replacement, especially when it comes to imposing liquor taxes to replace the “retail markup” that would be killed. The libertarian impatient and cost-conscious whiskey drinker in me of course wants the state-run liquor stores to go away immediately. When asked to choose between the two initiatives, I’m not sure I care that much. I suppose I prefer 1105, because it’s a cleaner break that allows the legislature to be more conscious and deliberate in building back up the liquor regulatory and tax scheme. But I don’t want to vote against 1100, for fear that others might find it more attractive, and I’m frankly fine with either option. So, yes and yes. Of course, we may run into problems if everyone votes that way, but at least we’ll be on the road to sanity. I mean, Jesus…what the fuck kind of government gets involved in liquor sales in the first place?

October 16, 2010

General election 2010, part 1.

Filed under: Politics — Chris @ 8:39 am

Received my official ballot for the general election in the mail yesterday. Nate Silver had some interesting things to say about the vote-by-mail Washington and Oregon have, and how that might affect polling data. One aspect of voting by mail is that some people–myself included–tend to vote early, and are thus unable to respond to any last minute changes in the landscape. Why don’t I wait? Because it’s just so exciting, filling in those little bubbles on the form.

Washington has an awful lot of Initiatives, Referenda, and Constitutional Amendments this go around. [A word about nomenclature: An "Inititive" is brought by the citizenry, at least in theory, by gathering sufficient votes to get ballot access. A "Referendum" is also brought by the citizenry, but deals with up-or-down on recent legislation, as opposed to a novel citizen-written issue. And an Amendment, of course, deals with changing the State Constitution.]

Initiative Measure No. 1053 is another Tim Eyman product. Years ago, the Washington electorate, by initiative, approved a two-thirds majority rule regarding tax increases by the legislature. The legislature was able to change the rule after a black out period. When the period ended, the legislature changed the rule, and went back to the standard majority voting. I-1053 reinstates the two-thirds rule. The problem I have with the rule is it applies to everything, including minor fee increases. Given the state of the State’s finances, I’m skeptical that tying the legislatures’ hands about every little thing is a good idea. If the initiative was limited to large dollar tax increases, I might be more sympathetic. But this just seems silly. No.

Initiative Measure No. 1082 allows employers to purchase worker’s compensation insurance from private insurance companies instead of the State. As much as I hate insurance companies, I also hate unnecessary government monopolies. And my hatred of insurance companies stems primarily from things like “health insurance,” which isn’t primarily an insurance issue. [Aside: Insurance is supposed to involve a small payment that results in a large pay-out in the event of an unlikely event. Life insurance for the young. Homeowners' insurance. Directors and officers' insurance. Even automobile insurance, or catastrophic health. But when most people are, through "premiums," essentially pre-paying for health expenses, that ain't insurance. And it shouldn't be treated as "insurance;" it's more like retirement savings, for which payouts aren't denied as a matter of course.] Because worker’s comp is real insurance, I’m leaning against the government monopoly on this one. At least until I can hear a good reason why Washington is such a leader in finding people permanently disabled. Get back to work, hippie! Yes.

Older Posts »

Powered by WordPress